Guides
Financial guides and decision frameworks for owners
Clear methods you can use to check cash flow, payroll coverage, margin, or the financial impact of a decision. These guides document the logic clearly, with examples and sources, so the method is useful even before you connect live data.
Decision Guide
AR Collections Prioritization Guide: Which Invoices to Call This Week
Rank overdue invoices by recovery probability and dollar exposure. Call the right customers in the right order; recover meaningful cash without blanket follow-up.
Methodology Guide
Profit Margin Analysis Guide: Read Your Margins Like a Benchmark
Calculate your three margin numbers, read them against your industry benchmark, and pinpoint the lever most likely to move the right one.
Formula Guide
Payroll Coverage Ratio Guide: Can You Make Friday's Payroll?
A simple weekly check on whether you'll cover Friday's payroll, before payroll week becomes payroll panic.
Methodology Guide
13-Week Cash Flow Forecast Guide: How to Build One
Build a 13-week, weekly-rolling forecast of cash in, cash out, and cash position. The standard treasury rhythm, scaled for a $500K–$10M business.